How Do I A Self-Employed Mortgage?
Working with UK Contractor Mortgages is very simple, straightforward and stress free.
All clients are assigned a Dedicated Case Manager who will be holding you hand every step of the way from the point the application has been submitted and to help explain every part of the process.
Applying for a Contractor Mortgage with us is an easy 3-step process:
Step 1 – Get in Touch
Call us on 03330 169 646 or complete our short Contact Form to get the ball rolling and we shall call you back. There are no costs of commitments whatsoever for our consultations and we will be able to discuss your mortgage needs and our recommendations.
Step 2 – We Get Started on Finding Your Mortgage Deal
Using the information that you provide us with, we are able to then get to work immediately with finding the most suitable mortgage products for your requirements based on your employment status.
We search the whole of the market, including all the Specialist Contractor Mortgage Lenders, to ensure we are able to provide you with the very best mortgage deal that best fits your exact needs. Once we have our recommendations, we shall then call you to talk through your options and explain the relative benefits and merits of each Lender proposed.
Step 3 – Decision in Principle (DIP)
Once you are happy with your preferred option, and once you wish to proceed with our recommendation, we can then proceed to obtain a Decision in Principle (DIP) also known as an Offer in Principle (OIP). The DIP / OIP is often now required by Estate Agents before accepting an offer to buy a new home, to show that you have been approved “in principle” by a lender for a mortgage up to a certain value.
Step 4 – We Submit the Application
Following a successful DIP / OIP being issued, we shall then tell you exactly what information and documents you need to provide to the Lender to progress the application. You can see all of the progress on our WiiN portal or talk to your dedicated Case Manager if you have any queries.
Step 5 – You Can Move In
Once all of the application steps have taken place, you can go ahead with your house purchase and get the keys to your new home.
Contact Us to Find Your Contractor Mortgage
The sooner you contact us, the quicker you can get moved into your new property, so call our mortgage experts on 03330 169 646 or fill in the short form below now.