{"id":84225,"date":"2022-09-28T16:47:53","date_gmt":"2022-09-28T15:47:53","guid":{"rendered":"https:\/\/ukcontractormortgages.com\/?post_type=case-studies&p=84225"},"modified":"2022-09-28T17:35:34","modified_gmt":"2022-09-28T16:35:34","slug":"buy-to-let-remortgage","status":"publish","type":"case-studies","link":"https:\/\/ukcontractormortgages.com\/case-studies\/buy-to-let-remortgage\/","title":{"rendered":"Buy to Let Remortgage – Case Study"},"content":{"rendered":"\n

The Client:<\/strong><\/p>\n\n\n\n

The clients had previously switched their former residential property onto a Let to Buy Mortgage to allow them to raise funds for a deposit on a new purchase. The fixed rate was due for renewal and therefore they needed to look at securing a new mortgage. Both applicants were full time employed with a clean credit history.<\/p>\n\n\n\n

The Scenario:<\/strong><\/p>\n\n\n\n

Currently, due to slow service levels from lenders and increasing mortgage interest rates, the client wanted to lock in a rate a few months in advance to ensure the lowest rate possible. They were not looking to capital raise therefore we could explore both product transfer options as well as a full remortgage to a new lender. They informed us that a 5 Year fixed on interest only would be preferred due to the current economic uncertainty.   <\/p>\n\n\n\n

Contact us today to discuss Contractor Mortgages<\/a><\/strong> and how we can assist you.<\/em><\/p>\n\n\n\n

The Solution:<\/strong><\/p>\n\n\n\n

Upon reviewing the options with their current lender, it was apparent that it could prove beneficial to assess the whole market to see if a new lender could provide a cheaper loan. A full assessment of the mortgage market was undertaken and it became apparent that a full Remortgage to a new lender, who were offering a free valuation and free legal service would save the clients over \u00a31,500 across the 5 Years, compared with the Product Transfer options which existed with their current lender. The application was submitted and the Mortgage Offer was issued within 14 working days.<\/p>\n\n\n\n

Summary:<\/strong><\/p>\n\n\n\n

When looking to obtain a new fixed rate it may often seem easier to carry out a Product Transfer with your existing lender, however as this example proves, it is certainly always worth speaking with an experienced Mortgage Broker who can offer a hands-on approach to your Buy to Let Remortgage to compare your options and see if money can be saved by remortgaging elsewhere. <\/p>\n\n\n\n

To find out more and discuss your remortgage options with one of our highly experienced and CeMAP Qualified Mortgage Advisors, call us now on 03330 169 646<\/strong><\/a>. You can also fill in this short online form<\/strong><\/a> to get started. Our team of Residential & Buy to Let Mortgage Advisors will get back to you straight away.<\/p>\n","protected":false},"excerpt":{"rendered":"

The Client: The clients had previously switched their former residential property onto a Let to Buy Mortgage to allow them to raise funds for a deposit on a new purchase. The fixed rate was due for renewal and therefore they needed to look at securing a new mortgage. Both applicants were full time employed with […]<\/p>\n","protected":false},"featured_media":72518,"comment_status":"open","ping_status":"closed","template":"","tags":[1146,2238,134],"acf":[],"aioseo_notices":[],"yoast_head":"\nBuy to Let Remortgage - Case Study<\/title>\n<meta name=\"description\" content=\"The clients had previously switched their former residential property onto a Let to Buy Mortgage to allow them to raise funds for a deposit on a new purchase.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ukcontractormortgages.com\/case-studies\/buy-to-let-remortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buy to Let Remortgage - Case Study\" \/>\n<meta property=\"og:description\" content=\"The clients had previously switched their former residential property onto a Let to Buy Mortgage to allow them to raise funds for a deposit on a new purchase.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ukcontractormortgages.com\/case-studies\/buy-to-let-remortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"UK Contractor Mortgages\" \/>\n<meta property=\"article:modified_time\" content=\"2022-09-28T16:35:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ukcontractormortgages.com\/wp-content\/uploads\/2020\/12\/sale-3701777_1920.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1016\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ukcontractormortgages.com\/case-studies\/buy-to-let-remortgage\/\",\"url\":\"https:\/\/ukcontractormortgages.com\/case-studies\/buy-to-let-remortgage\/\",\"name\":\"Buy to Let Remortgage - 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